Florida cities took eight out of the top 10 spots on . Durham-Chapel Hill, North Carolina The Durham-Chapel Hill area is the third-highest-ranked large metro area for successful aging, according to the Milken Institute. Beach towns in Florida are expensive but here are cheaper beach alternative that offers budget-friendly attractions, standard quality of living and low-cost outdoor adventures. It is a rural community with a lot of the benefits of living in the big city. Countless senior communities provide plenty of opportunities to meet like-minded people of the same age group. Even if you dont, you can find plenty of other activities to keep you busy in this affordable beach town located in the Gulf Coast region of Florida. Youll also gain access to another untouched island by boat Caladesi Island, where you can kayak between the shady mangroves and stroll along the shore. Daytona Beach is a popular destination for many Florida residents, but its popularity has been overlooked by those who are searching for a retirement home. So you don't have to worry about making friends. Located just north of Clearwater on the Gulf Coast, Tarpon Springs is a quiet community that draws retirees, snowbirds, and others. Excellent golf courses, world-class fishing spots along with plenty of other water sports options like parasailing or boat trips to view dolphins up close make it one of the best places in the sunshine state to retire. Stroll along white sand beaches, browse the boutiques and galleries in Old Town and cast a line for speckled trout or red snappers at one of the numerous fishing piers. 2, Sarasota was singled out for its shorelines and pristine beaches as well as its abundance of 55+ communities, with 30 age-restricted communities in the area and 33 active lifestyle communities. Titusville, also known as the Space Coast, is the most affordable city in Florida. Titusville is also called Space City, USA because this is one of the centerpieces of Floridas Space Coast which is a mile away from Kennedy Space Centre. The median home value in the city is $122,300 and youll pay around $1,069 in annual property taxes. Harbor Branch Oceanographic Institute at Florida Atlantic University near Fort Pierce offers quality marine education to students. You wont need to splurge on your new digs, however. The Sunrise City is approximately 29 square miles, diverse with heritage, culture and contemporary activities to perform. It is a great place to live and buy property because of the affordable cost of living. The large community has various purchase restrictions, including a minimum age, and in some cases. Sebastian also offers it's residents a choice of some wonderful beaches to enjoy and is ideal for beach lovers and water-sport enthusiast.. Sink your toes into sugar-white sand beaches that are reportedly composed out of fine quartz grains from the Appalachian Mountains. Reproduction in whole or in part without permission is prohibited. Places to visit:Sunsets at Pier 60 beach, Clearwater Beach, Caladesi Island, Fort De Soto Park, Pass-a-Grille Beach, Moccasin Lake Nature Park, Bilheimer Capital Theatre and many more. Round Island Park is one of the famous public beaches to spot the manatees in Indian River County. Buckroe Beach and Park, which offers jet ski, kayak and paddle board rentals, also presents sparkling views of the Chesapeake Bay. Clearwater offers highly-ranked workplaces culture like Marketopia, Baycare Health System, Vology, Honeywell Aerospace and many more. But whats even better is how safe and laidback it feels to live there too; not much tension or stress like other places you might see. I would recommend you to visit The Cape along the shoreline and sit peacefully and watch rocket launching. Youll also find mainly single-family homes here, but multi-family residences are available, too. Motorcycles and race fans gather during summer vacation to enjoy the beautiful weather that lasts all year round here. BudgetTravelBuff.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. review the ongoing performance of any Adviser, participate in the management of any users account by an At a certain age, many people,146,000annuallybegin to look to Florida as their retirement destination. Melbourne is a small, yet bustling city with plenty to offer those who retire there. To get the flavor of the city, a Tampa day trip is a must especially if you have come here for, Read More 12 Great Day Trips From Tampa For Less Than $150Continue, Florida reminds you of plenty of beaches, warm weather, lots of sunshine, and an easy-breezy lifestyle. This post may contain affiliate links. A: Floridas alluring Space Coast, Melbourne Beach is the best affordable destination in Florida. Home prices, taxes, health care, climate. Theseinexpensive beach cities in Floridaoffer a standard quality of living with good job opportunities, quality education and an amazing ambiance. These are all important considerations when deciding where to retire. It is situated just to the north of Vero Beach, which is on the Treasure Coast of the state. Fintech company SmartAsset compared data for 218 beach towns and put together a list of the most affordable 50. South Daytona, Daytona Beach Shores, Indigo lakes, and Ortona Homesare preferred by retired people in Florida. Many of the homes there are priced below $100,000, although higher price points and more luxurious communities are available. Beaches extend 33 miles down into crystal-clear waters which lend themselves beautifully to activities like surfing (or simply lazing about), fishing from boats bobbing up on shoreline just waiting for their turn. The median home value is $168,600, property taxes will cost you around $1,567 each year and housing expenses come to about $870 a month. Like the towns around it, you can see satellite launches from nearby Cape Canaveral. With all that opportunity comes great attractions for visitors as well. Clearwater also has world-class golf courses which are perfect if youre looking to take fun family days trips around town. U.S. News also named Melbourne its tenth best city to retire in and one of the safest places to live and ranked it highly for quality of life. services are limited to referring users to third party advisers registered or chartered as fiduciaries Working with an adviser may come with potential downsides such as payment of fees (which will In the downtown area, youll find several historic sites, tasty eateries and live arts performances, and you can go fishing, paddling, surfing and sailing on the blue-green waters that sweep the beach. Wise up with top stories and timely tips Tuesdays and Thursdays. Residents are drawn to the natural attractions along the banks of Turkey Creek as well as the unspoiled quality of its beach. You can spend your days on the sand and your nights soaking up the nightlife. There is vibrant nightlife (not bad for retirees either) and restaurants that are perfect for that romantic night with your spouse or just a casual meal with the family. The median annual property taxes add up to $1,267. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. Best Lake Towns To Retire To in the South. The City of Fort Lauderdale offers a strong employment market as well as being home to some amazing beaches. ET So, based on affordability andan average price of a home here are the 7 cheapest Florida beach towns to live and explore. Learn more about the pros and cons of living in the Florida Keys. Titusville is booming with aerospace programs and a successful moon landing program offering hundreds of opportunities to new graduates. Its name comes from the famous Italian city of Naples because of its similar architecture and vibe. 1. Siesta Key Population: 5,573 Crime rate: 6.40 (per 1,000 residents) Medium home value: $970,739 Perfect for: Families with young children Siesta Key is one of the best cities to live in Florida. Waking up to the sound of waves breaking on the shore, watching seagulls, feeling a gentle cool breeze along your skin, and strolling along the shoreline are all dreams for many. Continue with Recommended Cookies. Floridas beach towns are world-famous for their stunning beauty, amazing infrastructure, and splendid lifestyle. The town's top spot is the sandy Rocky Point Beach and Park, which spans 375 acres on the Back and Middle Rivers and boasts a beautiful view of the Chesapeake Bay. Daytona also made it to 15th place on U.S. News ranking for the best places to retire. Add to that the reality that many of the communities in Palm Bay do not have the added expense of a Homeowners Association and it is easy to see why so many people are choosing to move here. The cost of living is 37% higher than the average. Single-family homes are the most common here, although youll also find a few condos and townhomes. The median price of an average house in Delray Beach is around $280,000. Affordable Florida Beach Towns Perfect For Your Next Vacation. Some people may need to pay taxes in Florida if they stay too Whats The Most Expensive Village in The Villages Florida? Daytona Beach is 1 hour away from St. Augustine and 30 minutes away from West Volusia. In addition to the low cost of living, there are local attractions to enjoy. The city of Port St. Lucie is just 60 miles away from Walt Disney World Resort and 20 minutes by car or boat across Indian River Bay. This means you can explore and enjoy the coast like it was meant to be. If you do not have permission, continuing to attempt to access this site and its resources You can go hiking in Atlantic Coastal Ridge which is a designated wildlife sanctuary. However, its serene lifestyle should not fool you as there is so much to see and do here. Completing the top five for most affordable rent is El Paso, TX at $800/month. Homes are on the pricier end the median home value is $243,100, the most expensive on this list but youll only pay around $799 in annual property taxes and $901 in monthly housing costs. The area also boasts an array of 55+ communities noted for their amenities, affordably priced from the low $100s to the high $400s. SmartAssets We do not manage client funds or hold custody of assets, we help users connect with relevant financial Plus, there is also the Amelia Island Museum of History for those who want to learn more about Fernandina Beachs culture and history. You do not have to be a race car enthusiast to enjoy all that Daytona Beach has to offer. Neighborhoods.com does not guarantee the accuracy or completeness of information or assume any liability for its use. Costa Rica's cost of living can feel very affordable to retirees relocating from the U.S. Are your retirement savings on track? administrators. Myrtle Beach, SC, is one of the nation's most affordable beach towns. Over a third of the population is age 60 or older in this popular retirement destination, and the area has added. Daytona Beach has a population of nearly 75,000 and 20% of people are age 65 and up. We adhere to strict standards of editorial integrity to help you make decisions with confidence. Siesta Key Beach's beautiful expansive white sand was just one reason the beach was named as "the best beach in the world" for 2017 by Dr. Beach. Melbourne is one of the most affordable beach towns to retire in, at least on this list. One can always find shells or teeth from sharks here onshore as well. Unbelievablyaffordable coastal living in Florida, Siesta Key is tempting with beautiful snorkeling spots with shallow water and limestone formations. Youll spend around $1,800 in property taxes each year and $958 a month on housing costs, while the median home value sits at $181,200. Your money will stretch far in Sebastian, and your quality of life will improve as a result. (Florida and South Carolina ranked No. This gated community offers over 200 clubs to keep anyone and everyone entertained. A: Both Key West and the Florida Keys are perfect for summer vacations and outdoor activities. It prides itself on being a laid back coastal community, free of crowds and pollution. Islamorada is a breathtakingly beautiful village of six islands just 90 minutes south of Miami. The 10 Best Places to Retire in the U.S . It is amazing to consider the number of housing communities in the area without an HOA to worry about. Not to be confused with its incredibly expensive name partner in Southern California, Venice is an affordable beach town in Florida. Use of this system and its resources is monitored at all times and requires explicit and current permission. registered with the U.S. Securities and Exchange Commission as an investment adviser. Siesta Key is a top growing Florida city that attracts IT companies and provides job opportunities to a lot of youth. Big Pine Key is known as one of the most affordable beach towns in Florida we recommend visiting if it comes to a budget family trip to the Keys. Shreveport, LA comes in at $700, while Des Moines, IA holds at $785. The median home value is just under $200,000 and youll pay around $1,527 in property taxes each year and $852 in housing costs every month. The median home value in Hampton is just $186,700 and youll pay around $1,989 in property taxes each year and $1,255 in housing costs every month. Here are seven of the nation's best 55+ communities near a beach. The average home price in the city has been rising steadily over recent years, reaching $232K last year on Zillows 2018 report card, nearly 3% growth from 2017. Tarpon Springs, along the shore of the Gulf of Mexico, has been dubbed the sponge capital of the world for its history of Greek immigrants, who made a big business out of selling the natural sponges found in the water. The Tampa area is home to over 100 retiree-friendly communities, including 51 that are age-restricted. Since there are so many beach towns in the Sunshine State, with many of them having a relatively high cost of living, it is crucial to have a way to narrow the list down somewhat. Taking the No. What began as a money-maker turned into one of the most stunning resort towns in all of Florida. You will find plenty in our area where you can learn about and play from some great teachers such as PGA Learning Center which offers courses on all levels. We list the top 25, ranked from least to most affordable. Please be aware that some (or all) products and services linked in this article are from our sponsors. Delaware tied with Montana as the No. This coastal city includes over seven miles of white sandy beaches and offers plenty of leisure activities and facilities for seniors. It is located on the Space Coast, meaning that it is a bit quieter than other coastal regions of the state. Located in Broward County on the Atlantic coast, this destination offers miles of pristine beachfront as well as trendy shops with an elegant atmosphere to complement its high-quality living standards. The only major problem can be the crime situation which can be a bit problematic at times. While that might rule out a comfortable life in expensive beach towns like Naples, Florida, and Hilton Head, South Carolina, that doesn't mean life by the ocean is out of reach for the average retiree. Breweries in Tampa will fill your youthful soul and thirst. Nabbing the No. The town itself has a rich history, so it seems that there is always something going on. In case you are not familiar, Florida is also known for its sinkhole activities so here is more information for that. iStock. It is the county seat of Lee County. This is why so many people choose to retire to Fort Pierce. SmartAsset does not The tourism and citrus industry is the main sector that keeps the economy of Vero Beach affluent. Thishidden gem in Floridahad 26 miles of gorgeous public beaches. Research shows Americans are spending more on gambling and gaming despite inflation concerns. This is a great way to meet other local residents as well. We have done precisely that and are now able to bring you a concise list of 10 of the most affordable beach towns that you will find in Florida today. At $217,100, Port Angeles median home value is less than half of the pricey state median and the median annual property tax stretches just over $2,000. You will also find a vibrant theatre scene with active theatres like Vero Beach Theatre Guild and Riverside Theatre with celebrity appearances and stage performances. This renovated one-bedroom cottage is listed for just $199,999 and this two-bedroom at $225,000. This upscale community offers affordable real estate. At the same time, you will also benefit from having a community that thrives mostly in the outdoors. Thehomes are affordable at a median price of $140,000. There are a lot of shopping centers, art galleries, and stores to keep you busy while strolling around. The list ranges from traditional retirement destinations to bigger northern cities to some surprising places out west. A few years ago my parents were downsizing and needed information about active senior living. In short, Venice seems to have it all. When the cost of living is so low, that is just an added bonus. You can save on auto insurance as part of your retirement plan as well by comparing rates online. This affordable beach town roughly an hour north of Palm Beach offers a charming downtown both Reader's Digest and Travel & Leisure put Fort Pierce's on their lists of the best main. Having a median home price of only $155,000 doesnt hurt either. This coastal city has some of the best fishing in Texas you can choose between charter boat services, surf fishing at Bryan Beach or the Brazos River. Go swing dancing at the Casino Ballroom and fishing at the Bert and Walter Williams Pier. Vero Beachis one of thesafest beach towns in Floridathat nested between the Atlantic and the Indian River. It's all part of the SECURE 2.0 Act, signed into law by Congress in December 2022.. Retirement Planning: Average 401(k) Balances Fell 20% in 2022 Will It Be a Trend? Data comes from the Census Bureau's 2019 5-year American Community Survey. Biking along the beachfront paths can be relaxing while also providing some exercise at your own pace. Fort Pierce is a great vacation spot in Florida in February. Nestled on an isolated barrier island that boasts only six miles of the commercial district, Naples is known as one of the most wealthy towns in Florida. Get personalized advice from a financial advisor that understands your needs. (2023)Continue, The blog takes you miles and miles of thebest Florida beaches for couplesto plan the best memorable trip. Siesta Key is known as the shelling capital, you can find horse conches, crown shells, or banded tulips. With its lush greenery, this historic town offers an abundance of options when it comes to housing communities. That is why real estate is also extremely expensive. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. Tarpon Springs, Lakeland, and NW Bradenton come to mind. Clearwater is anaffordable place to live in Floridawith plenty of entertainment options and family-friendly museums. Located in Volusia County close to Daytona Beach, Port Orange offers residents an attractive alternative to the more tourist-friendly areas immediately surrounding it, while still being conveniently located to the beach and other attractions. Lynn Haven, situated just north of Panama City, is a half hour away from some gorgeous beaches and St. Andrews State Park. If those are the only two choices, definitely Boynton Beachprovided you can comfortably afford the housing costs. According to the Census Bureau, the average over-65 household in America requires $49,000 a year to cover everything from housing to food. The city of Palm Bay has incorporated a number of walking and biking trails throughout the district. The median home value in Freeport is a mere $81,100 and youll pay just around $479 in monthly housing costs. 1. (2023), 13 Most Romantic Florida Beaches for Couples in 2023. 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